reduce your student loan by up to $300 a month
(yes, really)

At $1.5 trillion, student loan debt is an issue that is taking center stage in the United States, and many employers are looking to find a solution.

We offer a wholistic approach that focuses on financial wellness, student loan debt relief, and credit repair services to provide a solution for all employees — and not just those with student loans. Voluntary and low-cost options are available.

Student Loan Relief Benefits

Federal Loan Concierge / Public Service Loan Forgiveness
Over $300 per month in reduced payments for StuLo members last year

End-to-end service provided by student loan specialists who educate, handle all document preparation and process management services to help with federal loan consolidation and modification programs.

Assistance with Income-Based Repayment and Public Service Loan Forgiveness (PSLF) qualification.


Private Loan Refinance
Up to 40% loan payment reduction / Average savings $15K

Online platform with access to over 300 community banks and credit unions with instant decisions for private and federal loan refinancing.

Financial Wellness Benefits

Financial Coaching
Unlimited telephonic counseling

Financial guidance with certified/accredited financial counselors. Online financial center with tools and resources.

Credit Repair Concierge
Improvements within 30-45 days

Full-service repair counselors to handle all document preparation and process management service to help improve FICO credit scores.

Identity Theft Protection
Monitoring, resolution, $1 million insurance

Access to identity monitoring to help detect fraud and provide restoration services in the event of theft.

What makes StuLo different?

  • Wholistic solution of financial benefits for all employees
  • Concierge-level service with human touch
  • Not a singular-focused student loan solution – employee choice
  • Significantly greater benefit value than a repayment assistance plan
  • Voluntary and low-cost employer options
  • No payroll administration: direct-bill or employer-paid
  • Best-in-class and industry leading service partners
  • Employers
    Designed for large-sized companies who are looking for a voluntary or low-cost financial wellness benefit solution–with unmatched value–for all their employees.
  • Associations
    For Alumni, Trade, and Professional associations looking for a meaningful financial wellness benefit to use as a member recruitment and retention tool.
  • Members
    StuLo is only available through an employer, company, and association groups.

How It Works

  1. Schedule a free 30-minute call with one of our Student Loan Specialists to review your loans and financial situation
  2. Review your financial goals together
  3. By the end of the call, we will give you our assessment, our program to help you achieve your goals, and how much it will cost to use StuLo (there are fees involved with refinancing your loans)
  4. As soon as you decide to work with us, StuLo goes right to work renegotiating your student loans (and during 30-45 day period, you do not have to make any loan payments)
  5. Once StuLo finishes negotiating, you get a brand new, lower cost loan to sign

Student Loan Debt Relief Benefits can
Help to Improve Recruiting and Retention

67% of student loan holders are age 39 or younger (29.5 million)
3rd most important benefit ranking of student loan debt relief behind health insurance and 401(k) match
86% of millennials would stay with an employer > 5 years if student loan relief benefit was offered

Financial Wellness Benefits can
Help to Increase Productivity

64% of younger workers indicated they are stressed about their finances
46% spend 3 or more hours per week dealing with personal finances at work
63% are unable to handle an unexpected medical bill of $1,000

Meaningful Benefits for All Employees
Not just for student loan holders

Some benefit solutions are singular-focused only on student loans.  With StuLo, you can avoid employee fairness and discrimination concerns by providing a wholistic financial wellness solution that will appeal to a broad range of employees – not just those with student loan debt.

Student Loan Related Benefits

  • Federal
    Student Loan
  • Private
    Student Loan

Financial Wellness Related Benefits

  • Financial
  • Credit Repair
  • Identity Theft

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